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How To Improve Your Company’s Workers’ Comp Services

Dealing with employee injuries is stressful for everyone. Your worker is likely going to miss time at work, which means their workload will have to be distributed among the rest of your team. Furthermore, the workers’ comp program can be difficult to navigate for everyone because it’s not something that’s dealt with regularly. At Samuel Hale, we can provide you with tips that will help to improve your company’s workers’ comp services. Read our brief guide below to get started.

Set up a system where employees can get immediate medical care.

The longer you wait to get medical attention to your employees after they’ve been injured on the job, the worst their condition can be. Even if it’s not an emergency, it’s best to get your worker in to see a doctor as soon as possible to avoid possible exacerbation of a condition or letting it fall by the wayside. Keep in mind that the sooner they get the medical care they need, the sooner they can recover and return to work.

Develop relationships with occupational medicine specialists.

You can set up a system with medical providers who specialize in occupational injuries by reaching out to your community. Whether you’re looking for a medical doctor, physical therapist, or pharmacy, know where you’re going to send your employees after they’ve been injured. Remember that not all of your employees will have a primary care physician, so they might not know exactly where to go when they’ve been injured on the job.

Have programs to help employees get back to work.

The sooner your team members make it back to work, the better it will be for everyone. Not only will they be back to making the wages they’re used to, but your team will also be alleviated from the burden of additional work. While it’s important to remember that each person is going to be different in their recovery, you can help them get back before they’re fully recovered. Provide delegations for those returning to work with light work or recovery at work. You can help your employees return to work earlier in their recovery process, which will benefit everyone involved.

Verify employee classifications are correct.

Improving workers’ comp services for your business goes beyond ensuring your employees are getting the necessary coverage they need. You also need to make sure you’re not overspending on coverage. There are around 600 job classifications for your employees when setting up your coverage plan. Each classification will determine what you pay for your monthly premiums. Work with your insurance broker or human resources associate to ensure that every employee is properly classified, so you don’t end up overpaying for workers’ comp coverage.

Mitigate losses using analytics.

Work injuries come in many shapes and forms, but there are some that are much more common across all industries than others. Overexertion, slips, trips, falls, and bodily reactions to near falls are some of the most common. You can be proactive in creating a safe work environment by implementing non-slip mats, teaching proper stretching or lifting techniques, and more. You can avoid your losses by preparing your facility in a way that prevents accidents and injuries before they happen.

Speak with your insurance broker.

If you’re looking to improve your company’s workers’ comp services, get in touch with an insurance broker today. At Samuel Hale, we can help you find the coverage you need to protect your company and your employees. Reach out to set up an appointment with a member of our team. Give us a call today at 855-726-4253 or send a message on our email.